Under the Higher Education Loan Program (HELP) you can take out a loan from the Commonwealth to pay for your higher education fees (if you are eligible).

You can then pay your HELP debt back through the tax system.

When do I repay my HELP debt?

• When you start working, your payer will deduct extra tax from your pay for your HELP debt (but only if you earn above the minimum threshold).

WHAT YOU CAN DO

• Find out more about HELP loan eligibility on the DEEWR Going to Uni website.
• Find out more about HELP and repaying your HELP debt on the ATO website.
• The HELP repayment calculator on the ATO website, will help you work out your compulsory repayment.